Ohio Department of Insurance OH-Life-Agent-Series-11-44 Value Pack (Frequently Bought Together)

Timer to help you control the exam time

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Automatic generation of report

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which of the following dividend options is taxable?

A) 1-year term.
B) Paid up additions.
C) Accumulation at interest.
D) Return of premium.

2. Which of the following is a life insurance contract written on the life of an individual?

A) Insurance.
B) Joint Life Contract.
C) Survivorship Policy.
D) Single-Life Insurance.

3. The Group Life Underwriting risk selection process helps protect Insurers from

A) risk selection.
B) medical underwriting.
C) risk underwriting.
D) adverse selection.

4. Without written consent, a policyowner CANNOT change the beneficiary If he has named

A) an irrevocable beneficiary.
B) a contingent beneficiary.
C) a permanent beneficiary.
D) a revocable beneficiary.

5. Which of the following statements BEST describes a single premium cash value policy?

A) It waives one future premium if the owner becomes disabled.
B) It provides for only one premium to be paid without evidence of insurability.
C) It requires only one payment to make the policy paid up.
D) It requires the policyowner to pay one premium annually.

Solutions: