CII M05 Q&A - in .pdf

  • Exam Code: M05
  • Exam Name: Insurance law (IL) Exam
  • Updated: Aug 07, 2026
  • Q & A: 121 Questions and Answers
  • PDF Price: $59.99
  • Printable CII M05 PDF Format. It is an electronic file format regardless of the operating system platform.
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CII M05 Q&A - Testing Engine

  • Exam Code: M05
  • Exam Name: Insurance law (IL) Exam
  • Updated: Aug 07, 2026
  • Q & A: 121 Questions and Answers
  • Install on multiple computers for self-paced, at-your-convenience training.
  • PC Test Engine Price: $59.99
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CII M05 Exam Syllabus Topics:

SectionObjectives
Legal System and Sources of Law- Sources of law
  • 1. Statute law and regulations
    • 2. Common law and equity
      - Structure of the legal system
      • 1. Civil vs criminal law distinctions
        • 2. Courts and hierarchy
          Liability and Tort- Negligence and duty of care
          • 1. Remedies and damages
            • 2. Breach and causation
              - Employer and public liability
              • 1. Vicarious liability
                • 2. Occupiers’ liability
                  Insurance Claims and Legal Principles- Claims handling principles
                  • 1. Indemnity principle
                    • 2. Subrogation and contribution
                      Agency Law- Creation and authority of agents
                      • 1. Actual and apparent authority
                        • 2. Duties of agents and principals
                          Contract Law and Insurance Contracts- Formation of contracts
                          • 1. Offer and acceptance
                            • 2. Consideration and intention
                              - Insurance-specific principles
                              • 1. Insurable interest
                                • 2. Utmost good faith (uberrimae fidei)

                                  CII Insurance law (IL) Sample Questions:

                                  1. A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?

                                  A) If there is a breach of a warranty requiring the burglar alarm to be set.
                                  B) If the policyholder exaggerates the value of the claim.
                                  C) If there is a subrogation action against the manufacturer of the tumble dryer.
                                  D) If the tumble dryer is covered by extended warranty insurance.


                                  2. Which of the following is a key principle of insurance law that requires the insured to disclose all material facts?

                                  A) Subrogation
                                  B) Utmost good faith
                                  C) Contribution
                                  D) Indemnity


                                  3. For this question more than 1 option is correct. You must select all the correct options to gain the mark. In a consumer insurance policy, a warranty can arise as

                                  A) a continuing warranty.
                                  B) a basis of the contract clause.
                                  C) an exception clause.
                                  D) an express term.


                                  4. The proximate cause of a loss is best described as the

                                  A) final peril to cause the loss.
                                  B) most remote cause of the loss.
                                  C) most dominant cause of the loss.
                                  D) first peril to cause the loss.


                                  5. Which divisional court of the High Court includes a Commercial Court?

                                  A) Family Division.
                                  B) Queen's Bench Division.
                                  C) Chancery Division.
                                  D) Partnership Division.


                                  Solutions:

                                  Question # 1
                                  Answer: B
                                  Question # 2
                                  Answer: B
                                  Question # 3
                                  Answer: B,D
                                  Question # 4
                                  Answer: C
                                  Question # 5
                                  Answer: C

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